Money Smart Week St. Louis Metro @ Your Library

The St. Louis Public Library is partnering with area banks and financial institutions again this year to present Money Smart Week St. Louis Metro, April 5-12. 


The series of FREE classes and activities is designed to help consumers better manage their personal finances.



Avoiding the Pitfalls of Identify Theft & Mortgage Refinancing Options

Jackie Snyder, Vice President of Regions Bank, explains how to avoid the pitfalls of identity theft and explores mortgage refinancing options for homeowners looking to lower their monthly payment. Limit: 75.

Central’s Carnegie Room  7-8:30 p.m.


Basic Money Management: Budgeting—Your Blueprint, Your Success

St. Louis Community Credit Union discusses the importance of a budget to daily financial life and the benefits of managing money. Topics include:

  • S.M.A.R.T. (Specific, Measurable, Adjustable, Realistic, and Time-Oriented) financial goals
  • Types of goals
  • What is a budget
  • How to avoid keeping up with the Joneses
  • Small expenses that add up
  • Importance of family communication
  • Constructing a written budget

Julia Davis  6-8 p.m.



St. Louis Community Credit Union explains how daily life decisions can influence your financial credibility. Topics include:

  • Who needs to build good credit, and why
  • The significance of a credit report and score
  • What’s in a credit report
  • Who can access your credit report
  • How to obtain your credit report
  • How to dispute inaccurate information found in your credit report
  • How to establish or rebuild credit
  • Pitfalls that cost you

11  Central’s Training Room  11 a.m.-Noon


Identity Theft: Don’t be a Victim

St. Louis Community Credit Union discusses the steps you can take to prevent or correct identity theft. Topics include:

  • What is identity theft
  • How identities are stolen
  • How to minimize the risk and identify the warning signs of identity theft
  • How to reclaim your identity if you become a victim of identity theft

Central’s Training Room  11 a.m.-Noon


Introduction to Banking: Get Your Money in CHECK… and SAVE

St. Louis Community Credit Union discusses:

  • Checking and savings account basics
  • Pros and cons of different accounts
  • Commonly used financial terminology
  • How to avoid fees and calculate interest
  • Dangers of sharing your account information
  • Balancing a check book

Julia Davis  2-4 p.m.


Managing Your Money

Sally Droege, Program Manager from the Volunteer Money Management Organization, teaches seniors how to take control of their retirement money, manage their personal records, and how to make their money work for them.

Carpenter  1:30-2:30 p.m.


Pitfalls of Payday Lending

St. Louis Community Credit Union discusses:

  • The actual cost of payday lending
  • The practices of predatory lenders
  • How to avoid payday lending
  • How to escape the payday lending cycle

Central’s Training Room  11 a.m.-Noon

12  Julia Davis  10 a.m.-Noon

26  Walnut Park  1-3 p.m.


Tips for the First-Time Home Buyers

Realtor Annette Hudson and a mortgage specialist from USA Mortgage discuss loan preapproval, determining a price range, making an offer, inspection and appraisal, and how much out-of-pocket expense to expect. Also, tips on determining your credit score and the Missouri down payment assistance program.

Carondelet  9:30-11:30 a.m.


Your Credit Report: Myths and Tips

Cheryl Walker of Stifel Bank and Trust discusses about how to improve your credit score, including keeping your credit card balances low, ensuring bills are paid on time, and the best resources to obtain a free credit report.

12  Divoll  3-4 p.m.



Storytime: Curious George Saves His Pennies

Learn the importance of saving during this special Curious George storytime. Presented by COUNTRY Financial. Ages 3-8

Buder  10-11 a.m.

Julia Davis  10-11 a.m.

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